How Retirement Works under Circulatory Spending

If you ever wanted a retirement plan that gives you total control of what you will get when you retire then you want Circulatory Spending. As you who while you work you get an account that you can withdraw from along side your check. Then at age 65 what is left is coverted into a monthly payment. But what you get every month is not determined by your salary. It is determined by how much is left in your account. Plus unlike any other retirement plan you get both cash lump sums and monthly payments until you die. But that is not all.

You can also withdraw money from your account and set up your own investments in the private secter. With tax free withdraws you can select any investment firm you want a start your own retirement plans that is all your own. This will make it possible for more people to retire early if you like. Circulatory spending is all about helping everyone build wealth no matter what level of salary you have and giving you control of how you want to handle your retirement needs.

Just imagine at age 65 you would not only have a monthly payment form the new system but also stocks and bonds you can cash in at any time. Maybe you be some stocks that payout dividends or use your withdraws to invest in a business for a small ownership and collect profits from that business oe even use the money to start your own side business that takes off and and builds continues profits while you hire someone esle to run your business. These are what you show be using these withdraws for and not just buying stuff you don't really need to look rich. Use these withdraws to help you become rich in the future so you could afford to buy those things later.

The later you can wait to make withdraws to more money you can put into your bank account. Take advantage of that 6% interest rate and let your account build up money so later on in life you can start to fill your bank account with nice lump sums of cash before you turn 65. Then still have the satisfaction of a monthly payment for the rest of your life. If you are nervous about investing then this strategy may work best for you. If you want a much bigger monthly payment then you would simply make less withdraws throughout the course of your life then you could get huge monthly payments for life. But no matter which method you choose you would always be guarenteed a monthly payment sinse it is not possible to withdraw all of your money out.

Sinse the sole job of the Universal Retirement Healthcare Bank is to make money for everyone to gain interest and help with medical needs the savings to you just keeps multiplying. Less will be spent from your regular check on heathcare that will leave you with more money to save on your own and add to your own investments. Things like your own 401k or IRA or mutual funds or what ever you like. Even more money to pay down your home faster so you get rid of that burden sooner. No matter what you will have for money to do what ever you want with and all you have to do is figure out what.

As you can see there is no excuse for you to not be able to save up for retirement under a Circulatory Spending model. All you have to do is be willing to work and learn how to manage your money and you will be well on your way to finacial freedom.

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